Moving Communities Toward A Green Future

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CHDC is now serving 6 Bay Area Counties:

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CHDC now serves 6 Bay Area counties, do you qualify for our buy-down or low-interest program? Review the information on this page for more details.

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Vehicle Financing Options:

CHDC’s Transportation Program is an economic empowerment program that combines low-interest loans with financial education, budget consulting, and personalized management. We assist with the financing of

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Advanced Technology Vehicle Loans

Through a partnership with the California Air Resources Board, CHDC is proud to offer the opportunities for customers to purchase a used reliable advanced technology vehicle.

  • up to $5,000 buy down
  • Plus special financing up to $15,000
  • With an interest rate of up to 8%
  • Up to 60 months repayment
  • Financing through Travis Credit Union and Beneficial State Bank

What Is An Advanced Technology Vehicle?

green electric car

Advanced technology vehicles are fuel efficient, ultra-clean, and alternative fuels vehicles.  These vehicles may run on a fuel other than traditional petroleum or Diesel fuel.  It also refers to electric cars and hybrid electric vehicles.

Because of a combination of factors, such as environmental concerns, high oil prices and the potential for peak oil, development of cleaner alternative fuels and advanced power systems for vehicles has become a high priority for many governments and vehicle manufacturers around the world.

Information about Eligible Vehicles:

Eligible vehicles for the purpose of this Financing Assistance Program include light-duty passenger vehicles that are either a hybrid electric vehicle (HEV), a plug-in hybrid electric vehicle (PHEV), a battery electric vehicle (BEV) or a fuel cell electric vehicle (FCEV).  For used vehicles (HEV, PHEV, or zero-emission vehicles including BEV and FCEV), vehicles must be eight years old or newer with a combined fuel economy rating of at least 20 miles per gallon of fuel or more depending on the model year (See table below).

Table 1: Minimum U.S. EPA Combined Fuel Economy Rating by Model Year
Model Year Minimum U.S. EPA Combined Fuel Economy Rating
2011 25
2012 28
2013 29
2014 30
2015 31
2016 32
2017 37
2018 38
  • For a hybrid electric vehicle, 8 years old or newer with combined fuel economy rating of at least 20 miles per gallon of fuel or more depending on the model year, a maximum price buy-down of $2,500. Program participants purchasing an advance technology vehicle may be eligible for additional funding through a favorable auto loan through our preferred lenders. The funding maximums are as follows:
  • For plug-in hybrid and zero emission vehicles, a maximum price buy-down of $5,000.

How To Apply:

Download, print and complete the intake form below and fax to the number indicated. For questions for assistance in Spanish, please call Manuela Zacarias at (510) 221-2523. You may also submit your intake form in one of the following ways:

  • E-mail:
  • Fax: (510) 439-4956
  • Mail:  Attn: CHDC’s Transportation Program
    Community Housing Development Corporation
    1535-A Fred Jackson Way
    Richmond, CA 94801

*Contact CHDC for more details

Ways to Work Intake Form

I Eligible?

Eligibility Requirements include:

  • Valid CA driver’s license
  • 18+ years old
  • Ability to repay loan and cover expenses related to car ownership and insurance
  • Verifiable Income
  • Income up to 400% poverty level
  • Not currently in or filing for bankruptcy
  • Resident of a neighborhoods in Alameda, Contra Costa, Santa Clara, Santa Cruz, Solano, or San Francisco Counties

For eligibility questions, contact: Manuela Zacarias (P) 510-221-2523; (E)